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Industry Changes Overview

 
IMPORTANT INDUSTRY CHANGES
Important industry changes are occurring which may impact your ability to process credit card payments. If your equipment is affected, both industry changes (Security Protocol Changes & MasterCard Bank ID Numbers) can be managed with the same software update. 

SECURITY PROTOCOL CHANGES
Security protocols used to protect and encrypt data during IP-based (Internet) transactions have been improved. SHA-1 and TLS 1.0/SSL 3 (standards for security protocols and encryption) have proven to be vulnerable to certain attacks. SHA-1 certificates are scheduled to expire and credit processors are migrating to SHA-2 and TLS 1.2.

Unitec customers with IP Tran modems programmed prior to July 2016 are affected and must upgrade their software in order to remain PCI-Compliant, and to continue to accept credit card payments.

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MASTERCARD BANK IDENTIFICATION NUMBERS

Bank Identification Numbers (BINs), which are the first six digits of the account number, are fundamental to payments. MasterCard has received an additional range of 2-series numbers to add to their existing 5-series. Unitec will help you become ready to accept the 2-series numbers, scheduled to be issued starting in January 2017.


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